The text refers to the group condensed consolidated interim financial statements for Emirates NBD Bank (P.J.S.C.) for the nine-month period ending on September 30, 2025.

On 23 October 2025, a letter was sent to Mr. Hamed Ahmed Ali, the CEO of the Dubai Financial Market, disclosing the results of a Board of Directors meeting for Emirates NBD Bank (P.J.S.C) held on 22 October 2025. The board approved the minutes from the previous meeting on 23 July 2025, approved the financial results for the three-month period ending 30 September 2025, and discussed normal business activities. The letter was signed by Dr. Ahmed Alkhalfawi, the Group Company Secretary, with a copy sent to the Securities & Commodities Authority.

Emirates NBD is set to acquire a majority stake in RBL Bank through a primary infusion of approximately USD 3 billion, marking the largest foreign direct investment and equity raise in the Indian banking sector to date. This transaction, approved by both banks' boards, highlights Emirates NBD's commitment to the Indian market and involves a preferential issue of up to 60%, subject to regulatory approvals. Emirates NBD will also make an open offer for an additional 26% stake from RBL Bank's public shareholders. The deal will lead to the amalgamation of Emirates NBD's India branches with RBL Bank, enhancing RBL Bank's balance sheet and growth potential. This investment underscores the strategic importance of India within the India-Middle East-Europe Economic Corridor and strengthens economic ties between India and the UAE. The partnership aims to leverage Emirates NBD's capital and regional presence with RBL Bank's established distribution network in India, supporting growth and innovation in the financial sector.

On 18 October 2025, the Board of Directors of Emirates NBD Bank held a meeting where they approved a proposal to acquire between 51% and 74% of the equity share capital of RBL Bank Limited, an Indian banking company. The Board specifically approved the acquisition of up to 60% of RBL Bank's equity through a subscription of up to 959,045,636 fully paid equity shares at INR 280 per share, totaling up to INR 268,532,778,080.

Date: 17 October 2025 Mr. Hamed Ahmed Ali, Chief Executive Officer of Dubai Financial Market, is informed about the upcoming Earnings Call Meeting of Emirates NBD Bank, scheduled for Thursday, 23 October 2025, at 2:00 PM. The meeting will discuss the financial results for the third quarter, which ended on 30 September 2025. Further details can be found on Emirates NBD's Investor Relations website. The letter is from Dr. Ahmed Saeed Alkhalfawi, Group Company Secretary of Emirates NBD Bank, with a copy sent to the Securities & Commodities Authority.

On 17 October 2025, a letter addressed to Mr. Hamed Ahmed Ali, CEO of the Dubai Financial Market, was sent from Emirates NBD Bank. The letter informs him of a scheduled Board of Directors meeting on 22 October 2025 at 3:30 PM. The meeting's agenda includes approving the minutes from the previous board meeting, approving the financial results for the three-month period ending 30 September 2025, and discussing regular business activities. The letter is signed by Dr. Ahmed Alkhalfawi, the Group Company Secretary of Emirates NBD Bank, with a copy sent to the Securities & Commodities Authority.

On 15 October 2025, Emirates NBD Bank (P.J.S.C) issued a notice to Hamed Ahmed Ali, the Chief Executive Officer of the Dubai Financial Market. The notice informed him that the bank's Board of Directors is scheduled to meet on Saturday, 18 October 2025, at 9:00 AM. The meeting will cover regular business activities, including discussions on potential investments. The notice was signed by Dr. Ahmed Alkhalfawi, the Group Company Secretary, and a copy was sent to the Securities & Commodities Authority.

Emirates NBD's income rose by 12% to AED 23.9 billion in the first half of 2025, driven by strong loan growth, regional expansion, and innovative product offerings. The bank's lending increased by AED 41 billion (8%), and deposits grew by AED 70 billion (10%), with a significant rise in low-cost Current and Savings Account balances. Operating profit increased by 9%, as the growth in loans and deposits offset earlier interest rate cuts. Emirates Islamic, a part of the group, reported a record profit of AED 1.9 billion, highlighting its strong position in the UAE's Islamic banking sector. The group's strategic investments in regional expansion, digital initiatives, and GenAI contributed to income growth, despite lower interest rates. Key figures for the first half of 2025 include a 9% increase in operating profit, a 12% rise in income, and an 8% growth in loans. Deposits increased by AED 70 billion, with a notable AED 48 billion increase in Current and Savings Accounts. The impaired loan ratio improved to 2.8%, and the bank reported a profit before tax of AED 15.4 billion, with a profit of AED 12.5 billion, expenses of AED 7.3 billion, and a net interest margin of 3.47%. The cost to income ratio was 30.3%, and the CET-1 ratio stood at 14.7%.

On July 24, 2025, a letter was addressed to Mr. Hamed Ahmed Ali, the CEO of the Dubai Financial Market, regarding the disclosure of the results from the Emirates NBD Bank Board of Directors meeting held on July 23, 2025. During the meeting, the board approved the minutes from the previous meeting on April 21, 2025, approved the financial results for the three-month period ending June 30, 2025, and discussed normal business activities. The letter was signed by Dr. Ahmed Alkhalfawi, Group Company Secretary of Emirates NBD Bank, and a copy was sent to the Securities & Commodities Authority.

On 18 July 2025, Emirates NBD Bank announced that its Earnings Call Meeting will be held on Thursday, 24 July 2025, at 2:00 PM. The meeting will discuss the financial results for the second quarter ending on 30 June 2025. For more information, interested parties are directed to visit the Emirates NBD Investor Relations website. The communication was sent by Dr. Ahmed Saeed Alkhalfawi, the Group Company Secretary of Emirates NBD, with a copy forwarded to the Securities & Commodities Authority.

The Board of Directors of Emirates NBD Bank (P.J.S.C) is scheduled to meet on Wednesday, 23 July 2025, at 3:30 PM. The agenda for the meeting includes approving the minutes of the previous Board of Directors meeting, approving the financial results for the three-month period ending 30 June 2025, and discussing normal business activities. This information is communicated to Mr. Hamed Ahmed Ali, the Chief Executive Officer of the Dubai Financial Market, with a copy sent to the Securities & Commodities Authority. The letter is signed by Dr. Ahmed Saeed Alkhalfawi, the Group Company Secretary of Emirates NBD Bank.