
Emirates NBD PJSC
Pressreleases, Reports and Disclosures for Emirates NBD PJSC
Emirates NBD, a prominent banking group in the Middle East, North Africa, and Türkiye region, has received all necessary regulatory and governmental approvals, including from the Government of India, to complete its acquisition of a majority stake in RBL Bank Limited. This transaction, valued at approximately USD 3 billion, is one of the largest cross-border investments in India's financial services sector and the largest equity fundraise in the Indian banking sector. The approvals highlight the strong bilateral relationship between the UAE and India and reflect confidence in Emirates NBD's international expansion strategy. The acquisition aligns with Emirates NBD's goal to expand in high-potential markets like India, enhancing its ability to serve customers across its network. The leadership of Emirates NBD expressed gratitude for the support from both countries' authorities and emphasized the significance of this milestone in strengthening their presence in India.
Emirates NBD reported a record total income of AED 14.4 billion for the first quarter of 2026, marking a 21% increase year-on-year, driven by strong balance sheet growth and record non-funded income growth. The bank's profit before tax rose to AED 8.2 billion, up 6% year-on-year, supported by resilient margins and strategic investments in regional expansion, digital, and GenAI initiatives. The balance sheet surpassed AED 1.2 trillion, with lending increasing by AED 45 billion (7%) to AED 703 billion and deposits growing by AED 44 billion (6%) to AED 830 billion. Emirates NBD maintained strong capital ratios, with a CET-1 ratio of 14.2% and a liquidity coverage ratio of 141%. Emirates Islamic also showed strong growth, achieving a profit before tax of AED 1 billion. Key highlights include a 6% year-on-year and 28% quarter-on-quarter increase in profit before tax, a 21% year-on-year rise in total income, and a 24% year-on-year increase in operating profit before impairment. The impaired loan ratio improved to 2.3%, reflecting robust portfolio quality.
On April 23, 2026, Emirates NBD Bank's Board of Directors disclosed the results of their meeting held on April 22, 2026. The meeting included the approval of the previous meeting's minutes and the approval of the consolidated financial statements for the first quarter ending March 31, 2026, available in both Arabic and English. Additionally, the board discussed regular business activities. This information was communicated to Mr. Hamed Ahmed Ali, CEO of the Dubai Financial Market, with a copy sent to the Capital Market Authority. Dr. Ahmed Alkhalfawi, the Group Company Secretary, signed off on the disclosure.
The Board of Directors of Emirates NBD Bank (P.J.S.C) is scheduled to meet on Wednesday, 22nd April 2026, at 3:00 PM. The main agenda items for discussion include the approval of the previous Board meeting minutes, review of the Emirates NBD Group's consolidated financial statements for the first quarter ending 31st March 2026, and discussion of normal business activities. The letter is addressed to Mr. Hamed Ahmed Ali, Chief Executive Officer of the Dubai Financial Market, and is signed by Dr. Ahmed Saeed Alkhalfawi, Group Company Secretary. A copy of the letter is also sent to the Securities & Commodities Authority.
The text is a formal notification addressed to Mr. Hamed Ahmed Ali, the Chief Executive Officer of the Dubai Financial Market, regarding an upcoming Earnings Call Meeting for Emirates NBD Bank. The meeting is scheduled for Thursday, 23 April 2026, at 2:00 PM, to discuss the financial results for the first quarter ending on 31 March 2026. Additional information can be found on the Emirates NBD website under the Investor Relations section. The letter is signed by Dr. Ahmed Saeed Alkhalfawi, the Group Company Secretary of Emirates NBD Bank, and a copy is sent to the Securities & Commodities Authority.
Emirates NBD completed the distribution of AED 6.3 billion in annual dividends to shareholders on March 2, 2026, reflecting the bank's strong financial standing. Following a record financial performance in 2025, an ordinary dividend of 100 fils per share was approved at the 19th General Assembly Meeting on February 17, 2026. The bank reported a record profit before tax of AED 29.8 billion for 2025 and achieved a milestone with total assets exceeding AED 1 trillion, driven by a record lending growth of AED 129 billion. This growth highlights Emirates NBD's strategic success in expanding its market share in the UAE and other core markets. The bank's financial strength supports its strategic objectives and maintains operational stability, providing clarity and confidence to the market and investors.
On 17 February 2026, Emirates NBD Bank held its 19th General Assembly Meeting. During this meeting, several resolutions were approved by the shareholders. These resolutions included the approval of the board of directors' report on the bank's activities and financial statements for the year ending 31 December 2025, the approval of the external auditor's report for the same period, the approval of the Internal Shari’ah Supervision Committee's report concerning the bank's Islamic banking operations, and the approval of the audited balance sheet and profit and loss account for the year ending 31 December 2025.
The 19th General Assembly Meeting of Emirates NBD Bank will take place at the Meydan Hotel in Dubai and online at 3:00 PM on Tuesday, February 17, 2026. The meeting will address several resolutions, including the approval of the Board of Directors' report on the bank's activities, the financial statements, the external auditor's report, and the Internal Shari’ah Supervision Committee’s report for the year ending December 31, 2025. Additionally, the meeting will consider the approval of the audited balance sheet, the profit and loss account, and the proposal to distribute cash dividends of AED 1.00 per ordinary share, totaling AED 6,316,598,253. The remuneration of the Board for the year ending December 31, 2025, will also be determined, and the Board members will be absolved from liability for their work during the year.
Emirates NBD reported a record profit before tax of AED 29.8 billion for 2025, marking a 10% increase from the previous year. This growth was driven by strong volume increases across all business segments and product lines, alongside continued investment in digital banking, a diverse product range, and regional expansion. Total income rose by 12% to AED 49.3 billion, with significant growth in both interest and non-funded income streams. The balance sheet expanded, with total assets exceeding AED 1 trillion, supported by gross lending growth of AED 129 billion (24%) and a rise in deposits by AED 119 billion (18%), particularly in low-cost CASA balances. Emirates Islamic also achieved a record profit before tax of AED 3.9 billion, reinforcing its status as a leading Islamic finance institution. DenizBank's performance improved due to easing inflation and strong margins. The expansion in Saudi Arabia led to a 48% increase in lending. Emirates NBD's Digital Wealth platform boosted the Group’s Assets Under Management & Administration to over USD 100 billion. The Board of Directors proposed an ordinary dividend of 100 fils. Key financial metrics include a profit before tax of AED 29.8 billion, a 10% year-on-year increase in profit, expenses at AED 15.0 billion (up 4%), income at AED 49.3 billion (up 12%), a net interest margin of 3.46%, a cost-to-income ratio of 30.5%, a non-performing loan ratio of 2.4%, and a CET-1 ratio of 14.4%.
On January 26, 2026, the Board of Directors of Emirates NBD Bank held a meeting. During this meeting, they approved the minutes from the previous meeting, endorsed the consolidated financial statements for the year ending December 31, 2025, and scheduled a General Assembly Meeting for February 17, 2026. They also discussed regular business activities. The communication was addressed to Mr. Hamed Ahmed Ali, CEO of the Dubai Financial Market, and was copied to the Securities & Commodities Authority.