Emirates NBD reported a 92% increase in profit to AED 17.5 billion in the first nine months of 2023, with Q3 profit exceeding AED 5 billion for the third consecutive quarter. This is attributed to substantial loan growth, a stable low-cost funding base, increased transaction volumes, and substantial recoveries. The bank's deposit franchise grew AED 67 billion, including AED 33 billion of low-cost Current and Savings Accounts in 2023. The bank also experienced an 8% loan growth due to strong retail lending momentum and multinational-customer deals. The bank's total income rose by 44% to AED 32.7 billion, and its balance sheet grew by 13% to AED 836 billion at Q3-23. The bank's earnings per share increased by 96% to 271 fils.

The text provides a summary of the condensed consolidated interim financial statements of the Emirates NBD Bank PJSC Group for the nine-month period ending on 30 September 2023.