
AJMAN BANK PJSC
Pressreleases, Reports and Disclosures for AJMAN BANK PJSC
Ajman Bank PJSC has released its audited consolidated financial statements for the year ending December 31, 2025. These statements are pending approval from the Central Bank of UAE and adoption by shareholders at the Annual General Meeting.
The document is a communication addressed to Mr. Hamed Ahmed Ali, the CEO of the Dubai Financial Market. It summarizes the outcomes of a Board of Directors meeting held on January 28, 2026. The key points include: approval of the previous meeting's minutes, discussion and approval of the bank's financial statements for the year ending December 31, 2025, setting the date for the Annual General Assembly Meeting on March 3, 2026, and proposing a cash dividend distribution of 9.18 fils per share pending General Assembly approval. Additionally, it mentions two special resolutions for the Annual General Meeting, subject to regulatory approval: updating the bank’s USD 1.5 billion Sukuk Issuance Programme and approving the issuance of additional tier 1 Sukuk for regulatory capital purposes, not exceeding USD 300 million. The document concludes with a note on following up on the bank's routine activities and issuing relevant resolutions.
The document is a notification addressed to Mr. Hamed Ahmed Ali, the CEO of the Dubai Financial Market, from Badreldin Eltahir Elmogadam, the General Counsel and Secretary of the Board of Directors. It informs him that the Ajman Government has increased its ownership percentage in Ajman Bank from 31.1477% to 33.1000%.
A notification has been issued to inform about the scheduled Board of Directors meeting for Ajman Bank. The meeting is set for December 11, 2025, at 10:00 AM, and will include discussions on the bank's routine activities. The notification is addressed to Mr. Hamed Ahmed Ali, the Chief Executive Officer of the Dubai Financial Market, from Badreldin Eltahir Elmogadam, the General Counsel and Board of Directors’ Secretary.
The document is a formal communication addressed to Mr. Hamed Ahmed Ali, the Chief Executive Officer of the Dubai Financial Market. It is dated November 21, 2025, and references the results of the Board of Directors Meeting number 5 for the year 2025, held on the same date. The main points discussed in the meeting were the approval of the minutes from the previous meeting and a follow-up on the bank's routine activities, including issuing resolutions related to these activities. The letter is signed by Badreldin Eltahir Elmogadam, the General Counsel and Board of Directors’ Secretary.
The Securities & Commodities Authority has been informed of a scheduled meeting of the Ajman Bank Board of Directors. The meeting is set for Friday, November 21, 2025, at 10:00 AM. The agenda includes the ratification of the minutes from the previous meeting and a follow-up on the bank's routine activities. The notification is signed by Badreldin Eltahir Elmogadam, the General Counsel and Board of Directors’ Secretary.
Ajman Bank, chaired by His Highness Sheikh Ammar bin Humaid Al Nuaimi, reported a profit before tax of AED 414 million for the first nine months of 2025, marking a 32% increase from the previous year. Profit after tax was AED 380 million, up 31% year-on-year. Total operating income was AED 1.2 billion, with net operating income at AED 660 million, reflecting strong performance and effective growth strategy execution. The bank's total assets increased by 23% to AED 28.0 billion, driven by a 20% rise in total financing to AED 18.5 billion and a 14% growth in customer deposits to AED 20.6 billion. Shareholders' equity rose by 8% to AED 3.4 billion. Capital and liquidity positions remained robust, with a Capital Adequacy Ratio of 16.9% and a Tier 1 Capital Ratio of 15.8%. Return on Equity improved to 15.6%, and Return on Assets reached 2.0%. The Cost-to-Income Ratio was 44.8%. Asset quality improved, with the Non-Performing Loans Ratio declining to 7.7% and the Real Estate Ratio reduced to 31.9%. CEO Mustafa Al Khalfawi highlighted the bank's operational strength and focus on efficiency, balance sheet optimization, and digital ecosystem expansion.
Ajman Bank PJSC has released a review report and condensed consolidated interim financial information for the nine-month period ending on September 30, 2025.
The Securities & Commodities Authority has been copied on a notification addressed to Mr. Hamed Ahmed Ali, the Chief Executive Officer of the Dubai Financial Market, regarding the Ajman Bank Board of Directors meeting. The meeting is scheduled for Thursday, October 23, 2025, at 10:00 AM. The agenda includes the ratification of the previous meeting's minutes, discussion and approval of the financial statements for the third quarter of 2025, and a follow-up on the bank's routine activities. The notification is signed by Badreldin Eltahir Elmogadam, the General Counsel and Board of Directors’ Secretary.