Ajman Bank reported a profit before tax of AED 266 million for the first half of 2025, marking a 14% growth compared to the same period in 2024. This increase was attributed to a focus on core business performance, increased financing activity, and improved operational efficiency. The bank's total operating income reached AED 751 million, with net operating income at AED 399 million. Total assets grew by 17% to AED 26.6 billion, supported by a 16% rise in the financing portfolio to AED 17.8 billion. Customer deposits increased by 11% to AED 20 billion, and shareholders’ equity rose by 4% to AED 3.2 billion. The bank maintained strong capital and liquidity metrics, with a Capital Adequacy Ratio of 17.3% and a Tier 1 Capital Ratio of 16.1%. Return on Equity improved to 15.6%, and Return on Assets increased to 1.9%. Ajman Bank also enhanced its liquidity position with an Eligible Liquid Assets Ratio of 18% and a Loans-to-Stable Resources Ratio of 74%. The CEO, Mustafa Al Khalfawi, highlighted the strength of the bank’s funding base and operational model, as well as the successful launch of new financial solutions and a global Sukuk issuance.

The document is a communication addressed to Mr. Hamed Ahmed Ali, the Chief Executive Officer of the Dubai Financial Market, detailing the outcomes of the Board of Directors Meeting (#3) for the year 2025. This meeting, chaired by H.H. Sheikh Ammar bin Humaid Al Nuaimi, took place on July 22, 2025. The key points discussed include the approval of the minutes from the previous meeting, the discussion and approval of the bank's financial statements for the second quarter of 2025, and the follow-up on the bank's routine activities with resolutions issued accordingly. The communication is signed by Badreldin Eltahir Elmogadam, the General Counsel and Board of Directors’ Secretary.

A notification was sent to Mr. Hamed Ahmed Ali, the Chief Executive Officer of the Dubai Financial Market, informing him of a scheduled meeting of the Ajman Bank Board of Directors. The meeting is set for Tuesday, July 22, 2025, at 10:00 AM. The agenda includes ratifying the minutes of the previous board meeting, discussing and approving the financial statements for the second quarter of 2025, and following up on the bank's routine activities. The notification was signed by Badreldin Eltahir Elmogadam, the General Counsel and Board of Directors’ Secretary.

The document is a formal notification addressed to Mr. Hamed Ahmed Ali, the Chief Executive Officer of the Dubai Financial Market, from Badreldin Eltahir Elmogadam, the General Counsel and Board of Directors' Secretary. It informs the recipient that the Ajman Government's ownership percentage in Ajman Bank has increased from 28.4347% to 31.1477%.

Ajman Bank reported a profit before tax of AED 145 million for the first quarter of 2025, marking a 24% growth. The bank's net operating income increased by 2% to AED 199 million, supported by strong recoveries, cost rationalization, and enhanced efficiencies through digitization and automation. The bank's total assets rose to AED 25 billion, customer deposits increased to AED 21 billion, and total shareholder equity reached AED 3.1 billion. The capital adequacy ratio was 18.2%, with Tier 1 capital at 17.0%. Return on shareholder equity was 17.4%, and return on assets was 2.3%. The non-performing loan ratio improved to 9.7%. The board meeting, chaired by His Highness Sheikh Ammar bin Humaid Al Nuaimi, discussed various financial and administrative matters. Sheikh Ammar attributed the bank's strong performance to strategic initiatives and the resilience of the national economy.

Ajman Bank PJSC has released a review report and condensed consolidated interim financial information for the three-month period ending on March 31, 2025.

The Annual General Assembly meeting of Ajman Bank was held on February 27, 2025, both in person and electronically. The meeting resulted in several resolutions: approval of the Board of Directors' report, the external auditor's report, the Internal Shari’ah Supervisory Committee's report, and the bank's financial statements for the year ending December 31, 2024. Additionally, the assembly approved a cash dividend distribution of 7.25% of the capital, remuneration for the Board of Directors, and the discharge of liability for both the Board and external auditors for the financial year 2024. Deloitte was appointed as the external auditor for 2025. A special resolution was passed to establish a USD 1.5 billion Sukuk Issuance Programme, to be completed within a year, with specific conditions regarding the issuance of sukuk.

Ajman Bank's Board of Directors invites shareholders to the Annual General Meeting on February 27, 2025, at Ajman Saray Hotel, with options to attend in person or electronically. The agenda includes reviewing and approving reports from the Board, external auditors, and the Internal Shari’ah Supervisory Committee for the financial year ending December 31, 2024. Shareholders will discuss and approve the bank’s financial statements, a proposed cash dividend of 7.25% of the capital, and the remuneration for the Board of Directors. Other items include discharging the Board and auditors from liability, appointing committee members and auditors for 2025, and approving a USD 1.5 billion Sukuk Issuance Programme. Shareholders can participate remotely by registering in advance, and proxies are allowed under certain conditions. If the meeting lacks a quorum, a second meeting is scheduled for March 6, 2025. Shareholders registered by specific dates are eligible to vote and receive dividends. Financial documents are accessible via the Dubai Financial Market and Ajman Bank websites.