AJMAN BANK PJSC

Ajman Bank, chaired by His Highness Sheikh Ammar bin Humaid Al Nuaimi, reported a profit before tax of AED 414 million for the first nine months of 2025, marking a 32% increase from the previous year. Profit after tax was AED 380 million, up 31% year-on-year. Total operating income was AED 1.2 billion, with net operating income at AED 660 million, reflecting strong performance and effective growth strategy execution. The bank's total assets increased by 23% to AED 28.0 billion, driven by a 20% rise in total financing to AED 18.5 billion and a 14% growth in customer deposits to AED 20.6 billion. Shareholders' equity rose by 8% to AED 3.4 billion. Capital and liquidity positions remained robust, with a Capital Adequacy Ratio of 16.9% and a Tier 1 Capital Ratio of 15.8%. Return on Equity improved to 15.6%, and Return on Assets reached 2.0%. The Cost-to-Income Ratio was 44.8%. Asset quality improved, with the Non-Performing Loans Ratio declining to 7.7% and the Real Estate Ratio reduced to 31.9%. CEO Mustafa Al Khalfawi highlighted the bank's operational strength and focus on efficiency, balance sheet optimization, and digital ecosystem expansion.

Ajman Bank PJSC has released a review report and condensed consolidated interim financial information for the nine-month period ending on September 30, 2025.

The Securities & Commodities Authority has been copied on a notification addressed to Mr. Hamed Ahmed Ali, the Chief Executive Officer of the Dubai Financial Market, regarding the Ajman Bank Board of Directors meeting. The meeting is scheduled for Thursday, October 23, 2025, at 10:00 AM. The agenda includes the ratification of the previous meeting's minutes, discussion and approval of the financial statements for the third quarter of 2025, and a follow-up on the bank's routine activities. The notification is signed by Badreldin Eltahir Elmogadam, the General Counsel and Board of Directors’ Secretary.

Ajman Bank PJSC has released a review report and condensed consolidated interim financial information for the six-month period ending on June 30, 2025.

Ajman Bank reported a profit before tax of AED 266 million for the first half of 2025, marking a 14% growth compared to the same period in 2024. This increase was attributed to a focus on core business performance, increased financing activity, and improved operational efficiency. The bank's total operating income reached AED 751 million, with net operating income at AED 399 million. Total assets grew by 17% to AED 26.6 billion, supported by a 16% rise in the financing portfolio to AED 17.8 billion. Customer deposits increased by 11% to AED 20 billion, and shareholders’ equity rose by 4% to AED 3.2 billion. The bank maintained strong capital and liquidity metrics, with a Capital Adequacy Ratio of 17.3% and a Tier 1 Capital Ratio of 16.1%. Return on Equity improved to 15.6%, and Return on Assets increased to 1.9%. Ajman Bank also enhanced its liquidity position with an Eligible Liquid Assets Ratio of 18% and a Loans-to-Stable Resources Ratio of 74%. The CEO, Mustafa Al Khalfawi, highlighted the strength of the bank’s funding base and operational model, as well as the successful launch of new financial solutions and a global Sukuk issuance.

The document is a communication addressed to Mr. Hamed Ahmed Ali, the Chief Executive Officer of the Dubai Financial Market, detailing the outcomes of the Board of Directors Meeting (#3) for the year 2025. This meeting, chaired by H.H. Sheikh Ammar bin Humaid Al Nuaimi, took place on July 22, 2025. The key points discussed include the approval of the minutes from the previous meeting, the discussion and approval of the bank's financial statements for the second quarter of 2025, and the follow-up on the bank's routine activities with resolutions issued accordingly. The communication is signed by Badreldin Eltahir Elmogadam, the General Counsel and Board of Directors’ Secretary.

A notification was sent to Mr. Hamed Ahmed Ali, the Chief Executive Officer of the Dubai Financial Market, informing him of a scheduled meeting of the Ajman Bank Board of Directors. The meeting is set for Tuesday, July 22, 2025, at 10:00 AM. The agenda includes ratifying the minutes of the previous board meeting, discussing and approving the financial statements for the second quarter of 2025, and following up on the bank's routine activities. The notification was signed by Badreldin Eltahir Elmogadam, the General Counsel and Board of Directors’ Secretary.

The document is a formal notification addressed to Mr. Hamed Ahmed Ali, the Chief Executive Officer of the Dubai Financial Market, from Badreldin Eltahir Elmogadam, the General Counsel and Board of Directors' Secretary. It informs the recipient that the Ajman Government's ownership percentage in Ajman Bank has increased from 28.4347% to 31.1477%.